industri MEASURING THE ROOTS OF PERFORMANCE DETERMINANTS OF CREATIVE SMALL INDUSTRY FINANCIAL ACCESS BASED
industri kreatif
Abstract
The purpose of this study is to examine the effect of financial access on financial performance with financial literacy as moderating variables in small creative industries in Semarang.
The research sample was 103 people who were obtained by purposive sampling technique, namely respondents who took credit for the authority of the Semarang City Government program. Data were analyzed using MRA (Moderated Regression Analysis) analysis.
The result of this research is that financial access has an effect on financial performance. Financial literacy are able to moderate the effect of financial access on financial performance in small creative industries in Semarang.
References
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OECD. (2006), The SME Financing Gap, Theory And Evidence, Organization for Economic Cooperation and Development.
Oseifuah, K. E. (2010). Financial literacy and youth entrepreneurship in South Africa. African Journal of Economic and Management Studies, 1 (2), 164–182.
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Simeyo, O., Lumumba, M., Nyabwanga, R. N., Ojera P. and Odondo, A. J. (2011). Effect of Provision of Microfinance on performance of micro enterprises: A study of Youth micro-enterprises under Kenya Rural Enterprise Program(K-REP), Kisii County, African Journal of Business Management. 5 (20), 8290-8300.
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Aqida, M.S. & Fitria, S. (2019). Pengaruh Akses Keuangan Terhadap Pertumbuhan Umkm Dengan Moderasi Literasi Keuangan Di Kota Semarang. Diponegoro Journal Of Management. 8 (2). 107-121
Baliamoune-Lutz, M. & Lutz, S., (2017). Financing and performance of female-owned firms in middle Eastern and African economies, Working Paper, Instituto Complutense de Analisis, Örebro
Bellone, F., Musso, P., Nesta, L. & Schiavo, S., 2010, ‘Financial constraints and firm export behaviour’, The World Economy 33(3), 347–373. https://doi.org/10.1111/ j.1467-9701.2010.01259.x
Bosma, N. & Harding, R. (2006), Global entrepreneurship monitor: GEM 2006 summary results: Babson College London Business School.
Bourdieu, P. (1990), The Logic of Practice, Cambridge Polity Press, Cambridge. Beck
Eikhof, D.R. & Haunschild, A. (2007), For art’s sake! Artistic and economic logics in creative production, Journal of Organizational Behavior. 28 (5) 523-538
Geriadi, M.A.D., Erynayati, L. & Sawitri, N.P.Y.R. (2021). Pengaruh Akses Keuangan Terhadap Pertumbuhan Ukm Dengan Literasi Keuangan Sebagai Variabel Moderasi. E-Jurnal Ekonomi Dan Bisnis Universitas Udayana. 10 (03). 161 – 172
Greenspan, A. (2002), Financial Literacy: A Tool for Economic Progress. The Futurist, 36 (4), 37- 41. Ha
IFC, (2010), Scaling-up SME access to financial services in the developing world. Financial inclusion experts group |SME finance sub-group: International Finance Corporation, World Bank Group. Keva
Iqnatia, Y., Nurmatias & Pangestuti, D.C. (2021). Pengaruh Literasi Keuangan, Inovasi, Dan Peran Pemerintah Terhadap Pengembangan Usaha Kecil Dan Menengah . e-Jurnal Apresiasi Ekonomi. 9 (2). 213-228
Karedza, G. & Govender, K.K., 2017, ‘Enhancing the export performance of the SMEs in the manufacturing sector in Zimbabwe’, Academy of Marketing Studies Journal. 21 (2), 1–19.
Lusardi, A., & Tufano, P. (2009). Debt literacy, financial experiences, and over indebtedness. Cambridge Mass MasterC
Milanzi, M.A., 2012, ‘The impact of barriers on export behaviour of a developing country firms: Evidence from Tanzania’, International Journal of Business Management 7(3), 10–21. https://doi.org/10.5539/ijbm.v7n3p10
OECD. (2006), The SME Financing Gap, Theory And Evidence, Organization for Economic Cooperation and Development.
Oseifuah, K. E. (2010). Financial literacy and youth entrepreneurship in South Africa. African Journal of Economic and Management Studies, 1 (2), 164–182.
Sekaran, U. (2006). Metodologi Penelitian Untuk Bisnis, Edisi Keempat. Jakarta: Penerbit Salemba Empat
Sibanda, K., Hove-Sibanda, P. & Shava, H. (2018). The impact of SME access to finance and performance on exporting behaviour at firm level: A case of furniture manufacturing SMEs in Zimbabwe. Acta Commercii - Independent Research Journal in the Management Sciences, 18(1), 1-13
Simeyo, O., Lumumba, M., Nyabwanga, R. N., Ojera P. and Odondo, A. J. (2011). Effect of Provision of Microfinance on performance of micro enterprises: A study of Youth micro-enterprises under Kenya Rural Enterprise Program(K-REP), Kisii County, African Journal of Business Management. 5 (20), 8290-8300.
UNCTAD (2011), Strengthening the Creative Industries for Development, UNCTAD, Geneva
UNESCO (2012), UN System Task Team on the Post-2015 UN Development Agenda: Culture: a Driver and an Enabler of Sustainable Development, UNESCO, Paris.
Zindiye, S., (2008). An empirical investigation into the factors affecting the performance of small and medium enterprises in the manufacturing sector of Harare, Zimbabwe. Unpublished Master’s thesis, University of Fort Hare, Alice, South Africa.
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Published
2022-11-30
How to Cite
ARIEFANTORO, Teguh; SANTOSO, Aprih; PRADIPTYA, Adhi.
industri MEASURING THE ROOTS OF PERFORMANCE DETERMINANTS OF CREATIVE SMALL INDUSTRY FINANCIAL ACCESS BASED.
Cakrawala Management Business Journal, [S.l.], v. 5, n. 2, p. 240 -247, nov. 2022.
ISSN 2623-0887.
Available at: <https://journal.feb.unipa.ac.id/index.php/cmbj/article/view/226>. Date accessed: 09 dec. 2024.
doi: https://doi.org/10.30862/cm-bj.v5i2.226.
Section
Articles
