STRATEGI MENINGKATKAN PERAN LEMBAGA KEUANGAN MIKRO PEREMPUAN BERBASI KOMODITI LOKAL DI TOISAPU AMBON

  • Restia Christianty Fakultas Ekonomi dan Bisnis Universitas Pattimura Ambon
  • Dinatonia Matruty Fakultas Ekonomi dan Bisnis Universitas Pattimura Ambon

Abstract

in Toisapu Sub Vilage, micro business is dominated by women engaged in the informal sector who are members of a women's business group that has a local commodity processing business (Nutmeg Juice). The development and empowerment of Women's Microfinance Institutions (LKMP) is the right step in supporting the rural economy, because it is able to provide flexible services, especially in financing businesses that are not feasible to be funded by non-bankable financial institutions.


This study aims to analyze the role of Hunilai LKMP and analyze internal and external factors to create a strategy to maintain the existence of microfinance institutions. Using the SWOT analysis method.


The results of the study showed that the role of the Hunilai LKMP was able to change the wheels of the economy on a micro scale, provide easy access to capital in the form of funds, tools, training and be able to foster the confidence of LKMP Hunilai members in increasing their role in families and communities. The development strategy needed is to create a legal umbrella for LKMPs and other supporting policies in optimizing the role of LKMPs to alleviate poverty in rural areas, increase human resource capacity and strengthen cooperation with other stakeholders.

References

ADB. 2000. Finance for the Poor: Microfinance Development Strategy. Manila. Asian Development Bank.

Ledgerwood, Joanna. 1999. Microfinance Handbook. An Institutional and Financial Perspective. Washington DC.: The World Bank.

Nasution, Irfan (ed). 2007. Bank Kaum Miskin: Kisah Yunus dan Grameen Bank

Krishnamurti, B. 2003. Pengembangan Keuangan Mikro dan Penanggulangan Kemiskinan. Jurnal Ekonomi Rakyat, Artikel - Th. II - No. 2 - April 2003.

Meagher, Patrick. 2002. Microfinance Regulation in Developing Countries: A Comparative Review Of Current Practice, Mimeo. College Park: IRIS Center, University of Maryland

Pantoro, Setyo. 2008. Pendekatan Pengembangan Lembaga Keuangan Mikro (LKM) dan Implikasinya. Koran-rakyat-online.

Siu, Peter. 2001. Increasing Access to Microfinance Using Information and Communications Technologies, Chemonics International.

Rangkuti, Freddy. Analisis SWOT: Teknik Membedah Kasus Bisnis. PT Gramedia Utama. Jakarta. 1999
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Published
2019-07-04
How to Cite
CHRISTIANTY, Restia; MATRUTY, Dinatonia. STRATEGI MENINGKATKAN PERAN LEMBAGA KEUANGAN MIKRO PEREMPUAN BERBASI KOMODITI LOKAL DI TOISAPU AMBON. Cakrawala Management Business Journal, [S.l.], v. 2, n. 1, p. 270-280, july 2019. ISSN 2623-0887. Available at: <https://journal.feb.unipa.ac.id/index.php/cmbj/article/view/18>. Date accessed: 19 nov. 2019. doi: https://doi.org/10.30862/cm-bj.v2i1.18.
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Articles