ZULKIFLI, Zulkifli et al.
PENGARUH PENGALAMAN KEUANGAN, KECERDASAN SPIRITUAL DAN TEMAN SEBAYA TERHADAP PERSONAL FINANCE MANAGEMENT.
Cakrawala Management Business Journal, [S.l.], v. 7, n. 1, p. 32-45, may 2024.
ISSN 2623-0887.
Available at: <https://journal.feb.unipa.ac.id/index.php/cmbj/article/view/273>. Date accessed: 06 feb. 2026.
doi: https://doi.org/10.30862/cm-bj.v7i1.273.